The Squash Section first secured
insurance for players in October 2008. The insurance covers Civil Liability and
Person Accident (member-member) risks and details are shown below:
· Civil Liability and Personal Accident
Cover:
Civil liability is
essentially to protect the Squash Section Management Committee against
liabilities. It includes public liability (third party injury or damage to
property), professional indemnity (losses e.g. financial from errors or
omissions), legal cover, products liability (third party problems associated
with goods supplied or sold by us), directors and officers liability (committee
insured against wrongful acts), abuse is not
insured (damages insured for any abuse suffered by players - separate
questionnaire not possible to complete). Total cover up to £5M.
Personal accident insurance covers members against injuries sustained on court
either self induced or from another member. This in the old style terminology
is member-to-member insurance cover. It includes death benefits (within 2 years
£5000), physical loss of limb function (up to £50000), loss of sight (up to
£50000), loss of speech or hearing (up to £50000), permanent disablement (up to
£50000), dental expenses (up to £500), broken bones (up to £200),
hospitalisation (£30 per day up to £750), convalescence.
Original
certificates are held in the Squash Section lever arch file archives.
Copies of these
three certificates are posted on the notice board in the squash court foyer.
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06 October 2008 - 06 October 2009 |
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Civil
Liability (CL) |
Comments |
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Original letter
sent to Perkins Slade to ask for cover 05.10.08 |
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Combined
CL proposal Royal Sun and InsureSport 05.10.08 |
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Confirmation
of insurance cover from Perkins Slade rec 23.10.08 Mutual
Civil Liabilities Ref - RTT242410 /
IML006203 |
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Fifty
percent of CL is underwritten by Royal Sun Alliance Insurance PLC Policy RTT242410 / IML006203 Perkins Slade Ref UPSSQUASECT |
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Fifty
percent of CL was underwritten by InsureSport Mutual Ltd. Perkins
Slade Ref UPSSQUASECT |
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What was
covered by this insurance. 64 page PDF of hard copy rec 24.10.08 |
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Personal
Accident (PA) |
Comments |
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Original
letter sent to Perkins Slade to ask for cover 05.10.08 |
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Personal
accident proposal ACE Europe 05.10.08 |
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Confirmation
of insurance cover from Perkins Slade rec 23.10.08 ACE
European Group Ltd Ref 56UK492989/ACEPA0003 |
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ACE
European Group Ltd Policy Number 56UK492989 |
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What was
covered by this insurance. Pages 2 to 8 of this PDF document. |
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Follow-up
Enquires to Perkins-Slade |
Comments |
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Cover email
including a copy of our squash constitution 05.10.08 |
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Email confirmation
of premium (08.10.08). Squash Section forgoing “PROTECTION OF CHILDREN & VULNERABLE ADULTS” cover for
time being. This was subsequently discussed at OGM 21.10.08, and a draft club policy prepared.
Enquiry to about maintenance of membership list. Subsequent email (10.10.08)
re-enquiring about membership details. Membership list maintenance was also
discussed at OGM 21.10.08. |
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Letter
with cheque for premium payment 11.10.08. Confirmation of forgoing “PROTECTION OF CHILDREN & VULNERABLE
ADULTS” and re-asking about membership list requirement. |
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Update on
matters to squash committee 11.10.08. No civil liability for children (under
18’s). Suggestion of maintaining membership list via ICR mail box squash@icr.ac.uk.
Views sought. |
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Matt from
PS informed us (13.10.08) that the insurers did not require a list in order
to extend cover. However he recommended we maintain a membership list. This
was addressed at the OGM of 21.10.08. |
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Email (23.10.08)to
inform PS that we will hold on “PROTECTION
OF CHILDREN & VULNERABLE ADULTS” cover. Enquiry about insurance
cover for GUESTS. Request for CL
policy description as PDF. Enquiry about insurance requirement for Squash
Coaches. |
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Informed
by PS (24.10.08) that non-members or GUESTS will be allowed ‘3 taster sessions’. We must
keep a log of GUESTS. Squash Coaches should have their own
Professional Indemnity Insurance. Squash members who coach will be covered
under the Professional Indemnity Section of our Civil Liability Policy.
Thanked PS for their reply and for the PDF insurance description.
Subsequently consultation with our resident coach - Ron Nye, who is a
non-member and he has his own professional insurance. The GUEST or
Taster Log file was set up on 26.01.09 |
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Please
click on links for full information as PDF’s
Go back to Squash Insurance Web Page
Back to Squash Section Home Page
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and Social Home Page